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3. Household including non-profit institutions serving households (NPISH) debt, consolidated

Household including non-profit institutions serving households (NPISH) debt, consolidated

The households sector debt is the stock of liabilities held by the sectors Households and Non-Profit institutions serving households (S.14_S.15). The instruments taken into account to compile the household sector debt are Debt securities (F.3) and Loans (F.4). Data are presented in consolidated terms (meaning transactions within the same sector are not taken into account) and are expressed in % of gross adjusted disposable income (AGDI, B7G). Definitions regarding sectors and instruments are based on the ESA 2010. The MIP auxiliary indicator is the stock of households sector debt in percentage of AGDI. The indicator is calculated as: [HHSDt/AGDIt]*100.