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- World Bank Indicators
- B-READY: Financial Services Pillar 3: Operational Efficiency of Receiving Financial Services
B-READY: Financial Services Pillar 3: Operational Efficiency of Receiving Financial Services
B-READY focuses on ten topics that are organized following the life cycle of the firm and its participation in the market while opening, operating (or expanding), and closing (or reorganizing) a business. The Financial Services topic measures four areas—Commercial Lending; Secured Transactions; e-Payments; and Credit Information—across three different dimensions, or pillars. The third pillar measures the operational efficiency of (i) obtaining a loan; (ii) registering a security interest as well as the timeliness of credit information sharing; and (iii) e-payments usage and their efficiency.